After a crash, it’s common to think the answer is obvious. But in Pacifica, disputes often arise because the details are easy to miss in real time:
- Coastal lighting and glare can make timing and visibility hard to reconstruct.
- Mixed traffic patterns—drivers turning from side streets, cyclists riding with traffic, and vehicles passing at varying speeds—can lead to conflicting accounts.
- Construction and road work can shift lanes or reduce sightlines, especially near busy routes.
- Tourist/visitor traffic can increase driver unfamiliarity with local traffic flow and signage.
These factors don’t mean your claim is weak. They mean you need evidence organized in a way that an adjuster can’t dismiss.


