In Larkspur, bicycle crashes often turn into disputes because of how people share roads and intersections—especially during commute hours and around busier travel corridors.
Common local patterns that can affect a claim include:
- Intersection confusion: drivers turning across a cyclist’s path, or unclear right-of-way when multiple lanes and turning movements are involved.
- Lighting and timing issues: early morning or late afternoon rides can create visibility problems that insurers later challenge.
- “I didn’t see you” defenses: adjusters may argue the driver’s lookout was reasonable—even when the physical evidence suggests otherwise.
- Roadway changes: construction zones, detours, and temporary markings can increase risk and complicate what was “reasonably safe.”
Because of this, the goal isn’t just to tell your story—it’s to document it in a way that holds up when the other side pushes back.


