The first choices you make often determine how smoothly your claim moves. If you can, prioritize this order:
- Get medical care promptly (urgent evaluation for head injuries, fractures, or worsening pain).
- Document the scene while it’s fresh: photos of the roadway, intersection/turn area, traffic signals/signage, vehicle positions, debris, and your bicycle damage.
- Write down your crash timeline: what you saw, what you expected drivers to do, and what actually happened.
- Preserve witness information: names and contact details of anyone who saw the crash.
- Be careful with statements: avoid giving recorded or detailed statements to insurance before your injuries and evidence are properly documented.
California injury claims can be time-sensitive, and insurers often request information early. Having a plan helps you avoid inconsistencies that can be used against you.


