Your next choices can affect both your health and your claim. Focus on these priorities—roughly in this order:
- Get medical care right away (even if you feel “okay”). Some injuries show up later—especially concussions, neck/back pain, and soft-tissue damage.
- Document the scene while it’s still fresh. If you can do so safely, photograph traffic signals/signage, roadway markings, the vehicle position, and your bicycle condition.
- Write down key details immediately. Time of day, direction of travel, what the driver did before impact, and any nearby witnesses.
- Be careful with statements to insurance. Early conversations can be used to reduce or deny claims. You don’t have to answer everything on the spot.
In Sherwood, where roads connect quickly to surrounding areas, insurers may move fast—especially if your crash involved a driver who can point to “shared responsibility.” Having counsel early can help you avoid missteps.


