In smaller cities and along busier corridors, it’s common for crashes to involve competing stories—especially when:
- A driver says they “couldn’t see” a cyclist until the last moment
- A cyclist believes the driver failed to yield at an intersection
- There’s confusion about lane position when a bike is sharing road space
- After-impact details get lost while you’re trying to get treatment
Even when the evidence seems obvious to you, insurers will often try to shift blame or argue the injury isn’t connected to the crash. Your best protection is getting your facts organized early and tying your injuries to the incident.


