Bicycle collisions often don’t happen in a single “movie moment.” They tend to show up in patterns—like:
- Intersection conflicts where a turn or yield decision is made too late
- Lane changes and merging near busier corridors where cyclists can be harder to spot
- Road debris or resurfacing that forces sudden braking or swerving
- Construction detours where markings and signage are inconsistent or temporary
- Driver distraction on short trips—especially when people are turning, accelerating, or checking mirrors
If you were struck, it’s common for insurers to argue the crash was “just an accident” or that you were somehow responsible. The truth is: most serious claims come down to whether a driver or roadway operator acted reasonably under the conditions.


